Thanks for joining us again for this discussion about how to live on one income after a divorce. In our previous article we broke down our first three items on the list, namely creating a budget, eliminating unnecessary expenses, and going back to school. However, there’s more you could do to make ends meet after a divorce. Here’s the rest of the list…
Find ways to earn extra income!
Going back to school isn’t always an option. For some, it’s too costly, and for others it’s not even necessary. But chances are, if you don’t already have a job, you’ll need to consider looking for one soon! People who were a homemakers before getting divorced might feel like they have fewer options, but consider your skill set and you may just surprise yourself! There are probably lots of things you’re good at that don’t usually feature in a posted job description. ‘Multi-tasking’, ‘works well under pressure’, and ‘good with people’ are all important job skills!
While most people in this day and age can type and talk on the phone, there are many other useful life skills you could bring to the job market. Also, consider jobs that aren’t the standard. Skills like cooking, cleaning, child care and driving could all be viable sources of income in today’s job market. If you can’t find a job using these skills, try Pure Michigan Talent Connect, and consider jobs that require a short licensing period, like Patient Technicians at hospitals, and Certified Nursing Assistant at retirement homes. Also, local temp agencies sometimes provide training, which could be a good way to make a little money while you search for something for permanent.
Ask for help if you need it!
Applying for financial aid may be a poke at your pride, we know. However, if it means the difference between financial security and not being able to pay your bills, it might be unavoidable right now. There are many options available to those who need them. For example, section 8 subsidized housing, prepaid cell phones, and medical and dental insurance for your children. Applying for a Bridge card will help with groceries, as will getting food from your local food bank.
If you are struggling to make ends meet, these are all options you may want to consider. Anything that can temporarily reduce stress while you sort out your finances will make a big difference while you get back to a place of greater stability. To understand the options available to you, check out the Michigan Helping Hand website.
Adjust your expectations!
There is no greater way to set yourself up for disappointment than to have unrealistic expectations about life. Everything is going to be different from here on. The faster you accept that, the sooner you’ll be able to move on and life a fulfilling life. Embrace this new stage in life, accept that there’ll be good days and bad ones, challenges and victories, and before you know it you’ll be on your way to a brighter future.
We know it can be hard to accept a downgrade in lifestyle and a smaller budget, but countless studies have proven that happiness is possible with less. So focus on what you do have, count your blessings, and work towards making your future wonderful!
We hope this list has been helpful. We understand that divorce changes a lot more than just your marital status. In fact, it can change everything about your life. So being prepared will help make the transition that much easier. Not sure how to prepare for your divorce? Call us at 866 766 5245, or come in and talk to our skilled family law attorneys. We’re here to help!